Or visit one of our 39 locations
Or visit one of our 39 locations
How would you transform your home with a low-rate home equity line of credit (HELOC) or a fixed rate home equity loan? With San Diego County Credit Union, using the value of your home couldn't be easier or more affordable. Traditionally, the longer you own your home, the more equity you build. A home equity loan is a loan you take out that is based on the equity you have already built. If you know the exact amount you need and would rather have a fixed rate over a variable rate, then a credit union home equity loan can be a great option. Additionally, a HELOC can be an easy, affordable way to finance home improvement projects and other major purchases as well. So go ahead, dream big! Plus, the interest may even be tax deductible.¹
SDCCU offers fixed rate home equity loans and variable rate home equity lines of credit (HELOC) to members living in San Diego and throughout California.
From an eligible SDCCU account available
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Consult your tax advisor for potential tax deductions
Let our financial experts help you decide on whether a home equity loan or a home equity line of credit (HELOC) is right for you and your financial plans. Discover more about the two home equity options below!
A HELOC is a variable rate line of credit borrowed against your home's equity. A HELOC can offer flexibility but can also offer variable interest rates and terms which better suit financial plans that aren't relying on a consistent payment schedule. Accessing your home equity line account is easy with a San Diego County Credit Union Visa® platinum credit card or checks.
¹Check with your tax advisor for more information.
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Everyone living or working throughout Southern California: Imperial, Los Angeles, Orange,
Riverside, San
Bernardino, San Diego, San Luis Obispo, Santa Barbara or Ventura counties.
Any immediate family or household member of a SDCCU member.
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Open your account in 3 easy steps:
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Select $1 savings account, enter your information and submit the application.
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San Diego County Credit Union
Attn: Deposits, Payments or Payoffs
P.O. Box 269040
San Diego, CA 92196-9040
Thank you for your interest in applying for a low-rate auto loan from SDCCU. You can apply by one of the convenient ways below.
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When you’re at the franchise dealership, tell them you want to finance through SDCCU. Upon approval, they can set you up for membership and complete your loan on the spot.
There are many convenient branch locations throughout Southern California.
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There are many convenient branch locations throughout Southern California.
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Thank you for your interest in applying for a personal loan from SDCCU. You can apply by one of the convenient ways below.
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It's easy to join online in a few steps and apply for your new loan at the same time
Thank you for your interest in applying for a low-rate credit card from SDCCU. You can apply by one of the convenient ways below.
Open an account online to become a member.
Once you are a member, apply for your credit card through Internet Branch online banking.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Thank you for your interest in applying for a low-rate auto loan from SDCCU. You can apply by one of the convenient ways below.
Visit a Dealership.
When you’re at the franchise dealership, tell them you want to finance through SDCCU. Upon approval, they can set you up for membership and complete your loan on the spot.
There are many convenient branch locations throughout Southern California.
Find Branch
Open an account online to become a member.
Once you are a member, apply for your auto loan through Internet Branch online banking.
Open Account
Thank you for your interest in applying for a personal loan from SDCCU. You can apply by one of the convenient ways below.
Open an account online to become a member.
Once you are a member, apply for your personal loan through Internet Branch online banking.
Open Account
There are many convenient branch locations throughout Southern California.
Find Branch
Log into Internet Branch online banking to apply for this loan under your existing account. If you want a separate account, use the New to SDCCU options to the left.
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